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321-480-5514 |
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One of the many details we handle for our clients is the home inspection. Some home sellers use pre-sale inspections to maximize the home's marketability (see Blue Ribbon Preferred); but, in most cases we meet with buyers and the inspector just after the contract is signed. The sellers frequently point out special things they've done to enhance the home, and give tips on how things work. Buyers often use this opportunity to take pictures and plan furniture arrangement, but you should follow the inspector, ask questions, and search for problems. The process takes 2 to 3 hours and is very detailed. Inspectors can miss things, and they don't guarantee against omissions.
By the way, bring your checkbook to the inspection. inspectors get paid up front. It assures objectivity.
We want our clients to know about the process, so here is an instructive note from the guys who do the work.
We prefer Southern Home Inspection Services. We assume no liability for their work, but have found John Horsman thorough and well qualified. He also includes a 4-point hurricane inspection that can cut your insurance by 50% or more! You may use any inspector you like.
National Association of Certified Home Inspectors |
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A home inspection is supposed to give you peace of mind, but often has the opposite effect. You will be
asked to absorb a lot of information in a short time. This often includes a written report, checklist, photographs, environmental
reports if needed, and what the inspector himself says during the inspection. All this combined with
the seller's disclosure and what you notice yourself makes the experience even more overwhelming. What should you do?
Relax. Most of your inspection will be maintenance recommendations, life expectancies and minor imperfections. These are nice to know about. However, the issues that really matter will fall into four categories:
Anything in these categories should be addressed. Often a serious problem can be corrected inexpensively to protect both life and property (especially in categories 2 and 4). Most sellers are honest and are often surprised to learn of defects uncovered during an inspection. Realize that sellers are under no obligation to repair everything mentioned in the report. No home is perfect. Keep things in perspective. Don't kill your deal over things that don't matter. Be careful when demanding that a seller address deferred maintenance, conditions already listed on the seller's disclosure, or nit-picky items. The inspection report may be used as an opportunity to renegotiate the price, or it simply uses an expert to confirm the home's value, and reveals details covered in paragraphs D and N of the standard contract that refer to to wood destroying organisms and repairs. There is a limited life expectancy on every roof, every paint job, and every landscape. The Realtor takes these things into consideration when advising the seller on a price that will favorably compete with similar homes, or when advising the buyer on an appropriate offering price.
My Safe Florida Home A program created to help protect Floridians by strengthening their homes against hurricanes and to reduce the state’s exposure to hurricane damage may help you. The inspections will tell homeowners: • The current rating of their homes against hurricane damage on a 0-100 scale. • Up to seven ways they can improve the strength of their homes against hurricanes. • The estimated costs to make recommended improvements. • What their potential insurance premium savings could be if they were to make those improvements. Homeowners who undergo a My Safe Florida Home inspection may qualify for matching grants of up to $5,000 to fortify their homes. Floridians eligible for a free home inspection must live in a single-family, site-built home with an insured value of $500,000 or less and have a valid homestead exemption. Documents verifying this information must be submitted with a completed application. Floridians can apply on-line at www.mysafefloridahome.com or by calling 1-800-342- 2762 to get an application packet.
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